Over years of research, RateElert has put together the Top 5 claim reporting tips/mistakes in case you are involved in an accident to ensure a smooth claim process:

Tip # 1: DO NOT leave the scene of the accident.

Tip # 2: Call the Police immediately to report the accident

Tip # 3: DO NOT admit fault and DO NOT discuss the accident with anyone except the police and your claims representative.

Tip # 4: Exchange Information with the other drivers,  Ask for:

         - Name , address, drivers license #’s, and phone #’s of other drivers and witnesses.
         -  Year, Make , Model, and license plate number of all cars involved.
         -  Name of Insurance Company and policy # for other drivers involved.

Tip # 5: DO NOT forget to call your insurance company Claims Department to report the accident. In most cases, the 24 hour claims reporting phone # is listed on the back of your insurance ID Cards. Oh yeah, you only have one year to report a claim to your insurance company..after that your out of luck, so make sure you report all accidents before its to late!

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