Based on a survey of top-rated insurance companies in the RateElert network, here are the Top 5 factors that affect the rate you pay for car insurance:

1. The Car you drive
2. The zip code your car is garaged
3. Your age
4. Your driving record and the driving record of members of your house
5. Your credit history

And NO…the color of your car does not affect your car insurance rate!

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