As a single person, do you need insurance?

The answer is almost definitely YES.  With no dependents, you may not need life insurance to replace your income after death. However, think twice before you dismiss life insurance altogether. Life insurance, especially some of the newer interest-sensitive varieties, can be an important part of your overall financial plan, helping you build your assets as you look to the future. Also, you may later have dependents. If you buy now when you are younger and healthier, you can "lock in" the lowest cost coverage, including guaranteed insurability.   You may also have outstanding debt, such as student loans, car loans, credit card debt, etc that you may not want to burden your family with.  Also, who is going to pay for your funeral?  The avg. funeral cost is $25,000!

Talk to your insurance agent about which policies may be appropriate for you.

Learn how easy and convenient shopping for life insurance can be. Get your free rate today before you get another year older!