NO , sorry …think Hurricane Katrina (those homeowners had no coverage unless they purchased a “separate Flood Insurance Policy”
Standard homeowners and renters insurance DOES NOT cover flood damage.
You will need flood insurance if you live in a designated flood zone.
But flooding can also occur in inland areas and away from major rivers. Consider buying a flood insurance policy if your house could be flooded by melting snow, an overflowing creek or pond or water running down a steep hill. Don’t wait for a flood season warning on the evening news to buy a policy—there could be a 30-day waiting period before the coverage takes effect.
To find out whether a separate flood insurance policy is available for your home, get your free rate today! |
