Home Insurance Quote, Compare Home & Condo Insurance in North Carolina

When shopping for the best deal on North Carolina home insurance, its important to understand the hazards that make insurance companies get "goose bumps" and therefore drive up the cost they charge you:

Trampolines on premise will automatically tack on a 20% surcharge to your North Carolina home premium. They are a huge liability risk. There must be a locked fence around the yard if you own a trampoline.

Dogs are also a liability. If you have any one of the following dogs a 25% surcharge will be added to the North Carolina home insurance policy per animal: Rottweiler, Pit Bull or Pit Bull Mix, Wolf or Wolf Hybrid, Presa Canario and Akita.

Swimming Pools are fine as long as there is an approved, locked fence around the yard.

Diving Boards are unacceptable risks. Most North Carolina insurance companies will not be willing to sell you a home insurance policy.

In Home Day Cares are subject to a 300% surcharge even with a commercial policy in force. Most insurance companies do not want to write the policy if there is a business run out of the home.

The capital of North Carolina is Raleigh. The largest city in North Carolina is Charlotte. The most visited state park in North Carolina is Blue Ridge Parkway. The state song of North Carolina is "The Old North State" Written by William Gaston.