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Home Insurance Tips for Preventing Frozen Water Pipes in Detroit, Michigan

Colder weather increases the chance that your water pipes might freeze, especially if you have the gas service disconnected at a vacation home over the winter. Here are some tips to help you avoid or deal with the problem and having to submit a claim to your Detroit home insurance company:

For normal precaution:

Insulate exposed pipes with heat tape, newspapers, or rags.
Place a 60 watt light bulb close to the water meter to keep it from freezing will help prevent home insurance claims
If a pipe bursts, shut off the main valve, usually located near the meter.
Be aware that leaks sometimes don’t show up until a pipe thaws, when they can cause extensive damage to plaster walls and result in huge home insurance claims
Use a hair dryer or turn up the heat in your home to 75 degrees to thaw a pipe. Do not use a torch.
If pipes are close to an exposed outside wall, open the cabinet door to let room heat in.

If you will be away for the winter, home insurance companies like you to take the following steps to protect your home:
Drain pipes completely
Pour a cup of antifreeze into the drain traps, toilet bowls and tanks
Make sure the main shut off valve is turned off
Open all faucets
Drain the hot water tank

The best way to keep your Detroit, Michigan home insurance rates low is to avoid unnecessary claims by taking preventative measures.

The rank for Cost of Home Insurance in Detroit, Michigan is 1. 257 burglaries were reported in Detroit in 2008. In Detroit, Michigan the average sales price for a house is $7,500. Detroit homeowners pay an average annual cost of $1,845 for home insurance while the median income in Detroit is $34,512. Detroit was founded in 1701. 125 housefires were reported in Detroit, Michigan.