Home Insurance Quote, Compare Home & Condo Insurance in Michigan

When shopping for the best deal on Michigan home insurance, its important to understand the hazards that make insurance companies get "goose bumps" and therefore drive up the cost they charge you:

Trampolines on premise will automatically tack on a 20% surcharge to your Michigan home premium. They are a huge liability risk. There must be a locked fence around the yard if you own a trampoline.

Dogs are also a liability. If you have any one of the following dogs a 25% surcharge will be added to the Michigan home insurance policy per animal: Rottweiler, Pit Bull or Pit Bull Mix, Wolf or Wolf Hybrid, Presa Canario and Akita.

Swimming Pools are fine as long as there is an approved, locked fence around the yard.

Diving Boards are unacceptable risks. Most Michigan insurance companies will not be willing to sell you a home insurance policy.

In Home Day Cares are subject to a 300% surcharge even with a commercial policy in force. Most insurance companies do not want to write the policy if there is a business run out of the home.

The capital of Michigan is Lansing. The largest city in Michigan is Detroit. The most visited state park in Michigan is Sleeping Bear Dunes National Lakeshore. The state song of Michigan is “Michigan, My Michigan” (Written by: William Otto Miessner & Douglas M. Malloch).