Home Insurance Quote, Compare Home & Condo Insurance in Florida

Florida Home insurance is a standard policy and does not cover personal property damage, which is everything inside the dwelling such as furniture, clothing, jewelry, and may include appliances. A comprehensive Florida home insurance policy will cover personal property damage among other things that a basic Florida homeowners insurance policy does not. A standard policy does not cover all potential hazards such as expansive soils, landslides and hurricanes. For instance, if you live in an area that is prone to earthquakes or flood, it would be wise to have a policy that covers those items. Or if you live in an area where it snows heavily, you should consider a policy that includes coverage for damage due to pipes freezing or damage caused by the weight of snow or ice.

Another important option a comprehensive Florida home insurance policy provides is liability insurance which offers coverage for personal injury. This protects you in the event someone is injured on your Florida property due to an accident. It also includes coverage of their medical payments regardless of who's at fault and protects you and your family members from liability lawsuits.

The capital of Florida is Tallahassee. The largest city in Florida is Jacksonville. The most visited state park in Florida is Everglades Natl. Park. The state song of Florida is "The Swanee River (Old Folks at Home)" Written by Stephen C. Foster.