Home Insurance Quote, Compare Home & Condo Insurance in California

When shopping for the best deal on California home insurance, its important to understand the hazards that make insurance companies get "goose bumps" and therefore drive up the cost they charge you:

Trampolines on premise will automatically tack on a 20% surcharge to your California home premium. They are a huge liability risk. There must be a locked fence around the yard if you own a trampoline.

Dogs are also a liability. If you have any one of the following dogs a 25% surcharge will be added to the California home insurance policy per animal: Rottweiler, Pit Bull or Pit Bull Mix, Wolf or Wolf Hybrid, Presa Canario and Akita.

Swimming Pools are fine as long as there is an approved, locked fence around the yard.

Diving Boards are unacceptable risks. Most California insurance companies will not be willing to sell you a home insurance policy.

In Home Day Cares are subject to a 300% surcharge even with a commercial policy in force. Most insurance companies do not want to write the policy if there is a business run out of the home.

The capital of California is Sacramento. The largest city in California is Los Angeles. The most visited state park in California is Yosemite Natl Park. The state song of California is "I Love You California" Written by F. B. Silverwood.